Card Management

Pre-pay and loyalty cards are increasingly popular with consumers and over the past few years the number of products has increased exponentially. However, management of these cards has presented issuers with a problem and few consumers are able to check their credit balance prior to presenting the card for a payment.

Card Management from Monitise Americas presents consumers with the ability to manage their card based accounts whilst on the move, using a secure, intuitive application on their cell phone. This banking grade service, developed using the technology behind the Monitise mobile banking ecosystem, allows users to check their balance, view a statement and even top-up their pre-pay account directly from their cell phone, regardless of their choice of carrier, using an application which mirrors the familiar interface of an ATM.

Monitise has created the first mass market management service for the pre-pay industry. By leveraging Monitise's existing relationships with carriers across the globe, this not only adds value to high-end customer groups, by meeting their established desire for a mobile service to manage their accounts, but also represents a considerable step forward in terms of financial inclusion to lower-end customer groups, especially those using the most basic banking services or those with no online access from the home.

Key functions offered by Mobile Card Manager currently are:

Customized services include the following:

The service is fully managed by Monitise's account-management and development team and, being a banking application, is optimized to meet the technical requirements of pre-pay providers' own technical infrastructure.